ABOUT KIRABOSS
About KiraBoss
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KWSP · PERKESO · LHDN · BNM
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Calculate Smarter. Every calculator shows the formula, assumptions and sources we used.
Work Better. Free invoice and quotation generation, saved on your device.
Grow Faster. Plan salary growth and compare loan options before committing.
Who runs KiraBoss
KiraBoss is an independent Malaysian website run by the KiraBoss Editorial Team. We are not a bank, a financial adviser or a government agency, and we don't arrange or sell loans. The site is funded by Business Pack, an optional one-off upgrade for invoicing, and by advertising. Neither affects the numbers our calculators show.
Our guides and calculators are written and maintained by the same team. Each guide carries the "KiraBoss Editorial Team" byline and a "Last reviewed" date, so you can see when it was last checked against the current rules.
Why KiraBoss exists
Most Malaysians meet money decisions in pieces: a payslip full of codes, a car loan quoted at a "flat rate", a bank offer letter, a client asking for a quotation by tonight. The official information exists, but it's spread across KWSP, PERKESO, LHDN, Bank Negara Malaysia and legal texts such as the Hire-Purchase Act 1967. Many online calculators give a single number with no explanation, or are built for other countries.
KiraBoss puts the Malaysian rules in one place and shows the working. You see your take-home pay and exactly how EPF, SOCSO, EIS and PCB were taken off. You see a flat-rate loan next to its real yearly cost. You can create a clean invoice in minutes without signing up. The goal is simple: help workers, freelancers and small business owners understand their numbers before they commit.
How our calculators are checked
Every calculator is built from official sources: KWSP contribution rates, PERKESO's SOCSO, EIS and LINDUNG 24 Jam schedules, LHDN's PCB and tax rules, and Bank Negara Malaysia policy documents for loans and financing. We test each calculator against worked examples taken from those sources and against hand calculations, and we keep automated checks so a change in one place can't silently change a result somewhere else.
When a rate or rule changes, for example a new SOCSO schedule or a new budget measure, we update the data, rerun the checks and change the "Last reviewed" date. The full approach, including rounding rules and the sources for each tool, is on our methodology page.
Our results are estimates for planning. Your employer's payroll, your bank's offer letter or your financier's settlement quotation is always the final figure, and the disclaimer explains the limits.
Your privacy
Calculators run in your browser. Free invoices and bill splits stay on your device. If you create a free account for the Money Tracker, your data is saved to your account so it follows you to other devices, and you can delete it at any time. See our privacy policy for details.
Contact us
Found a number that looks wrong, or a rule that has changed? Tell us through the report an issue form and we'll check it against the official source. For anything else, including partnerships and Business Pack questions, use the contact form. We read every message.