Car Instalment Calculator Malaysia
Calculate a monthly car instalment quickly and share a clean result with your customer.
Your inputs
Enter the key details to calculate the instalment.
On-the-road vehicle price
10.0% of vehicle price
Rate stays fixed for the financing tenure. Interest is calculated on the outstanding principal using the reducing-balance method.
Enter the annual rate provided by the bank or financier, matching the financing method selected above.
A flat rate and a reducing-balance rate are not the same number — 3.50% flat is roughly 6.5% reducing.
5 years · 60 months
Salesperson details — optional
Saved on this device only. No login and no customer data is stored.
Trade-in and rebate — optional
Reduces the financed amount.
Reduces the financed amount.
Part of the upfront payment. Does not change the instalment.
Part of the upfront payment. Does not change the instalment.
Extra payment simulation — optional
Paid on top of the instalment. Reduces financing cost and shortens the term.
The month the extra payment begins.
Only use this simulation if the bank or financier allows extra payments to reduce principal.
Vehicle details — optional
Rate stays fixed for the financing tenure. Interest is calculated on the outstanding principal using the reducing-balance method. Estimate only — actual terms and approval depend on the bank or financier.
View full financing details
- Vehicle price
- RM90,000.00
- Deposit
- RM9,000.00
- Trade-in
- RM0.00
- Dealer rebate
- RM0.00
- Amount financed
- RM81,000.00
- Total interest
- RM6,030.45
- Total repayment to bank
- RM87,030.45
- Total upfront payment
- RM9,000.00
- Estimated total out-of-pocket
- RM96,030.45
- Effective rate estimate
- 2.90% p.a.
This is an estimate only. Actual instalment, rate, fees, terms and approval are subject to the bank or financier's assessment and final offer.