Why your bank repayment may differ from online calculators
KiraBoss Editorial· Last reviewed 2026-01-01· 1 min read
Reasons your bank's number differs:
- Approved rate differs from the sample rate you entered
- Fees, insurance and MRTA financing change the principal
- Floating rate (BR/SBR) changes during the tenure
- Internal credit policy and buffers
- Rounding and day-count differences
Frequently asked
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